Moving Day

You have bought your self your first Home with the help of a reputable Realtor! Finally, the moving day arrives. Be ready to have a very hectic day, with plenty of activities, and lots of details to remember and take care of. That’s why it is crucial to prepare yourself well.

Be present during the move. It is important to be present at the location from the time the moving team arrives to the very last moment when the truck leaves your home.

If you cannot be present during the move, or you have a problem to be home to greet the movers arrange for someone to do it for you. You might be facing extra charges for the time in case the team will arrive at your home before you do.

You should supervise the movers’ work. Accompany the moving crew foreman as he fills out the inventory sheet and supervise the loading process into the moving van. Be available to answer any questions your movers may have, which means staying around until they’re finished

Finally, keep your pets away from all the activity on moving day. If your dog is frenzied because of the moving day activity, confine it somewhere away from the action.

Be considerate to your neighbors.

Remember, it’s you who are moving, and not your neighbors. Try to move during the daytime, but not too early or too late.

Make sure the sidewalk and neighbor’s driveway are not blocked with moving truck or furniture waiting to be loaded. Keep movers away from walking over your neighbor’s lawn or through their flowerbeds.

Finally, don’t leave trash, unwanted furniture or other debris on the sidewalk. Place it in proper containers, and if it begins to overflow, go to the local dump.

Signing the papers. It’s a very important part of the moving process. The foreman will ask you to sign a bill of lading and check an inventory sheet when they are done loading the truck. More about the different documents related to the move read here: Moving Guide->How to Choose a Moving Company->Important documents.

Make sure you inspect all of your belongings closely and read the paperwork closely before you sign anything. Read the inventory sheet carefully, and ask the foreman to explain anything you don’t understand. Take a second walk throughout the house to make sure all items are accounted for. Make a note of your shipment’s registration number, and keep your Bill of Lading handy.

Finalizing the pick-up. If you’re moving long distance, be aware that your property might share a truck with that of several other households. For this reason, your mover might have to place your belongings in his transit storage for several days. Therefore, ask your mover whether your goods will remain on the truck until delivered. If they have to be stored, ask whether you can check the warehouse for security, organization and cleanliness.

And finally, give the foreman your phone numbers and email addresses so you can stay in contact. For long distance moves it is important to be in touch with the company’s long distance department to make sure your shipment is scheduled for delivery and they have all the contact information and addresses.

Take good care of the movers. Movers work hard for you, and you should take good care of them. Remember to set out water and snacks for the movers. On cold days, offer them hot tea and coffee. Also, if the move will take long time get them lunch.

If you’re satisfied with the way the movers handled your possessions, it’s customary to tip the movers. Read more about tipping here: Moving Guide->Moving Cost-Financial Tips->Tipping the movers

Leaving your house. You should leave your old house as clean as you would like to find your new house. Clean as much as you can before moving day, and then make a final check after everything is out.

Also, always shut and lock all windows and doors as you leave your old home on moving day.

What to do after the move

When you finally arrive at your new home you probably can’t wait to settle your house. However, don’t rush and take your time. Don’t spend too much time unpacking right away. It is important to unload the essentials, of course. But wait on the less important stuff.

In the first few days, take time to enjoy your new home with your family. Don’t despair if you are not totally happy with it on the day you move in. Keep in mind that most homes can be adapted over time to suit your lifestyle and tastes.

Take walks in the new neighborhood. Introduce yourselves to your new neighbors. Plan to order take-out food or eat out, since you will be too tired to cook, and most of your appliances will still be packed. So, take a walk to check out local restaurants and take-out spots.

When unpacking keep in mind the following tips:

After you’ve moved, it’s a good idea to let all of your electrical appliances return to room temperature before plugging them in.

Flatten all your moving boxes for recycling. Many moving companies will pick them up after your move.

To learn more about unpacking read Moving Guide->All Packing tips-> Unpacking tips.

And remember – always expect the unexpected. Few moves go smoothly, anticipate and predict trouble, and most important – always keep a positive attitude!
More information on your move to your new home contact your Real Estate Agent

For Tree Service Call

Tree care specialists can deal with many heavy-duty jobs like cutting overgrown trees, tree removal, removal of broken limbs, etc. But one of the main jobs which needs a professional tree service company for its completion, is tree trimming. Here are the benefits you can experience, if you hire professional arborists deal with such a project:

Expert tree maintenance – If you don’t trim a tree properly you may stunt its growth. Improper chemical treatments can also kill a tree. Proper tree trimming will enable a tree to maintain its beauty and proper growth for many years to come.

Oversized tree concerns – The shade of a large tree may be ideal for your yard, but it can cause serious health hazards. Oversized trees have heavy branches. If these branches fall over your vehicle, parked in your yard, or even worse, over your home, they will inflict a lot of damage.

Trees harming your sewage system – Large trees will extend their roots and they can easily grow in the sewage system. Tree roots in the sewage can cause serious backups and even domestic floods.

Trees entangled in power lines – A large branch can easily destroy a power grid and can cause loss of life due to electrical grounding through the tree.

Hiring professional tree trimmers can reduce many of these serious dangers. Booking the services of expert arborists can provide you with:

– safety equipment for proper tree removal or cutting,

– trained specialists who know how to trim a tree safely, so it continues to grow healthy,

– expert trimming methods that will ensure the balance of the branches and weight of the trees in your yard or around your property, etc.
Do you have an ugly looking tree stump in your yard? Is a stump you haven’t removed posing a risk for your underground plumbing or electricity system? If you’re experiencing such issues and would like to have that problematic stump removed, we at J & S Tree Services can do it for you. Our stumps removal services are second-to-none in St Paul, MN, as we have specialized in stump and tree removal for the last 29 years.Call us now on (651) 321-1124!Without the proper equipment, removing tree stumps can be an impossible task. No amount of digging or chopping at the stump is going to allow you to easily remove it. Some do-it-yourselfers will use potassium nitrate to rot the tree from the inside out. However, this still requires you to break up the stump with an axe. A much more efficient way is to have a professional use a stump grinder. Although stump grinders come in a few different varieties, they all operate in a similar manner. Firstly, they are gasoline powered. An electric version simply would not have the necessary power to get the job done. Each stump grinder comes equipped with a spinning disc that has a number of steel carbide teeth. It is these teeth that are responsible for destroying the stump. Little by little, the disc’s teeth chip away at the stump as the disc spins until eventually nothing remains. The disc can be maneuvered to account for different sizes of stumps. Some stump grinders can be rented. These are usually small enough that even a person without training can take care of smaller-sized stumps. We also offer a professional brush removal service at a low price!

However, for removing a stump of a mature tree, bigger grinders will be necessary. Because of its size and specifications, untrained professionals should not operate such equipment, as doing so could pose a hazard for them. This is where we at J & S Tree Services come in. Because of safety reasons, only an individual with a lot of previous experience using an industrial-sized grinder should employ one for destroying the unnecessary stump in your yard. When you request a stumps removal service from us, you can be sure that no matter how big or small the project is, we will handle it. Our quote serves as a guarantee of our commitment towards successfully finishing your project. Not only do we have the equipment necessary to take care of the stump, but we also have the professionals trained to run that equipment. This is the absolute safest way to remove tree stumps in your yard and is also the easiest one for you. Don’t worry about breaking a sweat, because we will handle all of the labor. If you are interested in our stumps removal services, please feel free to contact us.

Why Hire A Chapter 13 Bankruptcy Attorney?

Are you frequently dealing with debts and expenditures, which you simply can’t maintain?

If you have a steady source of income but are still facing a problem in settling the debts, then Chapter 13 bankruptcy is apt for you. In many Chapter 13 plans, few debts are allowed to be liquidated. The rest of the debts are arranged in feasible debt-repayment schemes, so that you can repay the creditors in a convenient manner. Chapter 13 is applicable for you under the following circumstances:

* You have a regular source of income.

* Your debts are not too high.

Chapter 13 repayment plan: The refund plan is an arrangement between you and your creditors. Here, the creditors may agree to excuse a portion of your debts, or allow you to pay off the debts later. The plan necessitates you to give monthly pay-offs to the bankruptcy trustee. Whilst you are paying under a plan, it is mandatory for the creditors (mentioned in the plan) to follow the terms of the plan. Thus, they are banned from taking any collective measures against you.

Chapter 13 plan may help you if:

* You are late in repaying the loan or mortgage.

* You possess any current tax debt.

* You have availed to a Chapter 7 discharge in the preceding eight years.

Why hire a Chapter 13 Bankruptcy Attorney?

Adjust Debts: Perhaps, one of the primary reasons for hiring a Chapter 13 bankruptcy attorney is for assisting you to adjust the debts. An attorney designs out a method to repay debts over a span of time whilst helping you preserve your properties. Generally, the repayment period lasts from 3 to 5 years.

Appropriate Repayment Plan: A Chapter 13 bankruptcy attorney formulates a fitting repayment plan to ascertain that every debtor makes the payments on time (in a manner which is apt for them). The plan may either include part or whole of the debts (depending upon the monthly income and expenditures of the debtors).

Prevents Foreclosure Proceeding : If you hire a Chapter 13 bankruptcy attorney, you may prevent foreclosure proceedings. The attorney generally concludes a repayment plan that includes monthly payments in favor of mortgages. The plan eradicates delinquent payments on mortgage, and the mortgage is paid throughout the Chapter 13 bankruptcy plan.

If you are eager to consult a competent Chapter 13 bankruptcy attorney – Chattanooga (TN) residents and people of Northwest Georgia can visit moneyproblems.com. The law firm of Eron Epstein features some of the best bankruptcy attorneys who can help you in keeping the finances under control.

Looking for bankruptcy lawyer Chattanooga TN ? Our Law Office offers professional advise and help you regain control on your finance. Visit their website @ https://cainlawoffice.com/bankruptcy-services/chapter-13/ for more information.

Car Insurance is a must for Car Owners

It is necessary for every person who owns a car to buy auto insurance. When selecting an auto insurance plan is important to find a plan that fits your needs and does not cost you more money than it should. You should take the time to educate yourself about the different types of auto insurance that are available. The following article is a great way to start.

One way to save money on your auto insurance is to buy your policy over the internet. Purchasing your policy online incurs fewer costs for the insurance company and many companies will then pass on those savings to the consumer. Buying auto insurance online can save you about five to ten percent annually.

Most people today are purchasing their auto insurance via the Internet, but you should remember not to be sucked in by a good-looking website. Having the best website in the business does not mean a company has the best insurance in the business. Compare the black and white, the details. Do not be fooled by fancy design features and bright colors.

Once you have a teenage driver in your house, your insurance premiums will go up. To save money, buy a less expensive and safer car for your teen to drive. Don’t give in if they beg you for a fancier, sportier car. The safer the car, the cheaper the insurance.

Remove towing from your car insurance. Removing towing will save money. Proper maintenance of your car and common sense may ensure that you will not need to be towed. Accidents do happen, but they are rare. It usually comes out a little cheaper in the end to pay out of pocket.

If the amount of your premium on your auto insurance seems to high, make sure to question it. If you don’t, you could end up paying an incorrect amount. Call the insurance company and ask them why your rates are the way they are. Remember, tickets and accidents can also raise premium rates.

Take a close look at your auto policy and take off any “extras” that you won’t use. For example, you might have emergency roadside assistance included in your plan. If you don’t think you are going to use this, drop it in order to decrease the amount you are spending on your insurance. Your agent can help you figure out what else might apply.

Your insurance premiums are based on your demographic information. This means that certain categories of people will pay more than others. If you find your insurance too high, perhaps someone else can insure it in their name for you. This is not illegal if this is a shared vehicle.

As was stated in the beginning of this article, before buying auto insurance you should take the necessary time to educate yourself on the different types of auto insurance available to you. If you know the type of coverage you need and the amount of money you can afford to spend, then finding the right auto insurance is not so difficult. Apply the advice from this article and you should be able to get yourself quality auto insurance at a fair price.